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Victor Solutions

ICAT is proud to be a division of Victor Insurance. Combining global reach and specialized expertise, Victor protects businesses and individuals through first-rate underwriting, technology, distribution and capital. Along with ICAT, Victor takes great pride in the service, products, and stability they deliver to agents and brokers.

Victor: Insuring your success is our specialty

Victor's roots trace back over 65 years. They pioneered professional liability coverage for architects in 1957, and launched the first ever commercial insurance solution for retail clients in 2017.

With over two decades of industry-leading expertise, ICAT takes great pride in being elite providers of comprehensive catastrophe insurance since 1998. Their dedication to protecting customers means more than just coverage – it means tailored solutions, enhanced security, and the peace of mind that comes from partnering with a diverse lineup of strong carrier partners.

Victor is here here to create outstanding products and services that cover your future. As an elite specialty insurance provider, valued service, innovation and expertise all lie at the heart of Victor.

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Discover Victor's Solutions

Victor offers a wide range of solutions providing protection on more fronts. No matter how complex, no matter the scale, Victor strives to leave no stone unturned in covering our clients.

Automotive Dealerships

Targeted, rounded solutions that keep pace with the automotive industry’s emerging risks.

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Builders Risk

Protects buildings under construction from fires, theft, natural disasters and much more.

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Business Owners Policy

Specialty insurance for small and midsize businesses, covering essentials like property damage and business interruption.

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Contractors Equipment

Broact inland marine coverage for direct physical damage and loss to mobile machinery and equipment used for construction projects and other activities. 

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Cyber

Designed for a whole host of cyber threats, such as cybercrime, system damage, business interruption and even court attendance costs.

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Design, Construction & Consultants

Far-reaching and flexible solutions for design and construction professionals. Includes professional liability; errors and omissions and property and casualty.

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Developers Errors & Omissions

Protects against the complex risks that come with real estate development services. Offers the flexible coverage developers need to navigate today's risk landscape.

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E&S Property and General Liability

Excess and Surplus coverage for unique and hard-to-place risks. Available to a broad appetite across several industries.

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Flood

Protects against major damage to homes, businesses and personal property caused by floods. Includes an industry-leading, web-based flood portal and access to real-time flood policy insurance.

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Forest & Logging

Competitively priced coverage for property, general liability, including loggers broad form property damage, commercial auto, inland marine and umbrella coverage.

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General Liability

From artisan contractors to fitness instructors, we offer essential and comprehensive protection against injury, illness and property damage for businesses.

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Kidnap, Ransom & Extortion

Available to practically any type of company or high net worth individual. We provide guidance on predicting and preventing these events - plus access to a leading international crisis response firm.

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Miscellaneous Professional Liability

Protects against claims arising from professional malpractice. Covers a breadth of industries from advertising to surveyors, with limits up to $5m.

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Non-Profit Management Liability

Protects non-profits' directors, employees, volunteers and more from a wide selection of risks. These include directors' and officers' liability, employment practices liability and other vital coverages.

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Private Company Management Liability

Privately held organizations are vulnerable to a whole host of allegations. Our program provides D&O, EPL and several other essential coverages to help protect private companies.

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Public Entities

We have a wealth of experience working with cities, counties, special districts, schools and colleges across the US. We're focused on providing underwriting and administrative services to public entity pools – and helping retail insurance brokers in finding markets for their public entity and school clients.

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Real Estate Errors & Omissions

Real estate transaction risks are always on the move. Our insurance keeps up with flexible coverage for real estate agents, brokers, appraisers and more.

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Reinsurance

If you're a small to midsize US insurer, we offer a number of programs to support your risk portfolio. With first-rate financial strength ratings, you know you're in safe hands.

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Workers' Compensation

Top-tier wage replacement and benefits for employees who've been injured at work. Features super reactive claims services and limits of up to $1m.

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